Placeholder article

DTI

A placeholder explainer for debt-to-income ratio and how leverage is measured across the portfolio.

What it covers

This article will explain DTI, why lenders use it as a portfolio leverage measure, and how it differs from property-level DSCR.

How the app will use it

The app uses DTI as a portfolio-level pressure gauge so users can see how aggregate debt compares with gross household income.

What to watch

DTI is a blunt measure. It does not capture asset quality, growth upside, or cashflow stability on its own.